SAAS
A Small Self-Administered Scheme (SSAS) is a flexible pension solution designed for business owners and key people in small companies. With a SSAS, you and your fellow members become trustees—giving you direct control over how your retirement savings are invested and managed. Castra WM Limited can act as scheme administrator and professional trustee.
Why Choose a SSAS?
Take Control:
As a trustee, you shape your pension’s future, deciding where and how your funds are invested.
Investment Freedom:
SSASs open the door to a broad range of investments—from commercial property and equities to loans to your own business (within HMRC rules).
Tax Advantages:
Company contributions receive tax relief, and your investments grow mostly free from tax.
Support Your Business:
Use your SSAS to buy commercial property for your company, or lend funds back to your business, creating new opportunities for growth.
The Value of a Professional Administrator & Trustee
Running a SSAS brings real freedom—and real responsibility. Appointing a professional scheme administrator or trustee means you can focus on what matters most, knowing your scheme is in expert hands.
Expert Guidance:
Pension rules are complex and ever-changing. We keep your scheme fully compliant with HMRC and The Pensions Regulator, so you avoid costly mistakes.
Impartial Advice:
We help you make informed investment choices that fit your goals and the scheme rules.
Smooth Management:
From day-to-day admin to annual reporting, we handle the details, so you don’t have to.
Risk Reduction:
Mistakes can lead to tax penalties or even loss of registration. We apply robust controls and best practice to protect your scheme—and your peace of mind.
Trust matters
When it comes to managing your SSAS, who you trust matters. Some providers act solely as administrators, leaving you to shoulder the responsibility if anything goes wrong.
But you deserve more than that. Your SSAS partner should actively safeguard your interests, not just process paperwork. That’s why selecting a trustee—rather than just an administrator—means your company is protected, not left exposed.
“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.”
“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.”
“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.”
Ready to Take the Next Step?
Thinking about a SSAS for your business, or want a second opinion on your current scheme? We’re here to help. Our experienced team will guide you at every stage, making your pension journey clear, personal, and straightforward.